James, Author at LoanMonkey.net

Online Savings Accounts

If you have decided to open a savings account, first off, good for you. Far too few people have any savings whatsoever and this is an important step in building wealth. Now comes the important decision of where to open that savings account. You might think that you should just open one with your local bank, but this may not be the right choice. Take a look at some reasons why you might want to consider an online account.

Personal Finance

Should You Monitor Your Credit?

Credit monitoring is easier than ever these days, yet not everyone does it. If you fall into the category of those who do not monitor, take a minute and consider the mistake you are making. There are many reasons to sign up for a credit monitoring service immediately. Check out a fe of the top ones.

Personal Finance

700 Dollar Vacation Ideas

Having a family is expensive. Paying to clothe, feed and house children is a huge commitment. Our little ones are, of course, worth every penny but that doesn’t mean that you shouldn’t try to save a little money from time to time. If a family vacation is in your near future and you are looking for some cheap ideas, we can help. Check out a few inexpensive family vacations, all of which will cost you under 700 dollars but will feel like they cost so much more.

Personal Finance

Is Vanity Making You Broke?

It seems these days that a paycheck does not go as far as it used to. Do you find yourself needing more and more money every year, just to get by? If the answer to that is yes, it might be yourself that is holding you back. Americans waste millions every year on vanity products. Money that could be better spent or saved elsewhere. Take a look at some of the unneeded vanity products that we buy. How many are you guilty of indulging in?

Installment Loans, Personal Finance, Small Dollar Loans

Payday Loans Versus Personal Loans

Are you interested in taking out a cash loan? If so, you have probably come across both payday loans and personal loans. Take a look at the differences between these two very distinct types of loans.

Personal Finance

Can Being Cheap Cost You

When you get into saving mode, it can sometimes be hard to turn it off. You nitpick the price on everything and try to save just as much as you can, often without thinking long term. There are times when being cheap and shopping for the cheapest price can actually turn around and bite you. Take a look at some of the times that being cheap can actually cost you money.