Welcome to Loan Monkey. If you are finding this website, you are probably in need of a loan of some sort. We make it quick and easy for you to get a loan offer. Fill out one short quote form and have your answer in minutes. We know that speed is important in an emergency situation, so we make it easy and fast.  If approved, use your funds to pay for emergency expenses like car repairs, dental bills, etc. Taking out a loan is a serious matter, so be sure to review the specifics of your loan before you accept it. Ready to get your quote? Why not get started now.

How Does It Work?

It is very simple. Just fill out one short loan form and get a quote. If approved, your lender will send you the terms and conditions of the loan. You will be given a chance to review these before you decide to accept the loan. Carefully review your offer and it’s details before you accept it. If you accept, your money will be sent directly to your bank as soon as the next business day.

How Much Money Do You Need

The amount of money that you can borrow depends on the state that you live in and sometimes your monthly income. The easiest way to see how much you can get is to simply apply for a loan. There is no fee to apply and it does not even affect your credit score. So, how much money do you need? $200, $300, $400, $500, $600 or more. Go to the quote page to get started.

About Cash Advance Loans

Cash advances, better known as payday loans are convenient loans that are funded quickly and have few credit requirements. The loans are typically from $100 to $1000 and the amounts and rates vary based on the state that you live in.

You should be aware that convenience and ease of credit do come at a cost. Lenders charge high interest rates for these loans. When you convert the fees charged into an APR, the rate is often around 400%. These loans are also due to be repaid in a short period. Most loans will need to be repaid within 10 to 14 days.

Before pursuing a cash advance loan, be sure that you understand all of the terms of your loan and be sure that you will be able to repay the loan when it becomes due.

Cash advances or payday loans are meant to be used for short term financial emergencies. They are not designed to be a part of a long term financial solution. If you find yourself using a payday loan more than once or twice a year, you should seek consumer counseling.