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A person using a credit card to make a meal.

When Is It Okay To Use A Credit Card?

Is it ever okay to use a credit card for a purchase? Credit cards get a negative rap, and for good reason, but there are some times when it actually makes sense to use a credit card. Let’s take a look at a few examples of when you should pull out the plastic.

Personal Finance

Transferring A Credit Card Balance

Thinking bout transferring a credit card balance, or maybe two? Here is what you need to know about transferring a credit card balance to another card. It is a lot easier than you might think, but be careful.

Personal Finance

Financial New Years Resolutions

For many people in this country, 2021 was a very bad year. Some people can even say that it was a worse year financially than 2020. Why not change that in the new year? Here are five financial new year resolutions that you should consider putting into effect in 2022.

A man on the computer looking for a loan without a cosigner.

Personal Finance, Small Dollar Loans

Forget That Cosigner

Looking to get your first personal loan? A cosigner can make your credit life easier, but you may be able to get a loan without one. If you are choosing to go the independent route, here are a few ways that you can qualify without that cosigner.

A boy with thumbs down indicating not being approved.

Small Dollar Loans

Why Was My Loan Rejected?

If you need money now, one of the most frustrating things is to get a denial. If you are in this situation, we may be able to help you get a loan offer, even if you have already heard no.
Take a few minutes and let us get you a no obligation offer on your loan or take a look at some of the most common reasons why your loan would get denied. How many of the following loan problems apply to you?

Credit Cards, Personal Finance

5 Smart Ways To Use A Credit Card

Credit cards often get a reputation as being a bad thing for your finances and your credit. Sure, when misused, a credit card can do a lot of damage. If you are smart however, you can use credit cards to actually improve your financial situation. Here are 5 ways to do just that with credit cards.