These days there is pretty much no limit to what you can finance. In addition, there is no shortage of people ready to take advantage of these financing deals. Here are some things that you might not think about financing, but that you can in fact finance.
Pets
Probably one of the weirder items on the list but one that is growing in popularity. If you think about it, it makes sense. Just think about how much some of these breeds cost. A puppy can easily reach the $4000 mark or higher. That is a lot of money to come out of pocket for.
So, how do you go about getting financing for a pet? Easy, there are a lot of companies that specialize in pet financing and there are places that will just give you a personal loan. Personal loans are probably going to be the easiest because they will give money directly to you. In addition, you can get a pet with bad credit because there will be all sorts of lenders.
Before you rush out and get a pet with a lien on it, there are some things you should consider. First, have you thought about a rescue. If you want a pure bred dog, most have rescue organizations out there where you can get one on the cheap. Next, look at the local pound. You might find a pet that you just fall in love with.
Kayaks
This is another area that you might not think about but is fairly common. To the outsider, this is just a plastic boat, why wold you finance it.
If you are into kayaks though, you know how expensive they can be. A decked out Hobie can cost over $4000. If you do not have that kind of money and don’t want to settle for a cheap boat, you need a way to finance it.
Luckily, credit is easy to get from most sporting goods stores. Of course, that does limit you a bit to the type of kayak that you can finance. If you want your choice of kayaks, an online installment loan might be the right choice.
Vacations
Dream vacations are hard to afford but a loan makes everything possible. Want to go to Hawaii but have a hard time saving. No problem, you can finance your trip.
Financing is not the problem. The question becomes, should you finance it? If you can get a good deal on the loan and you know you can pay it back quickly then yes. If you would be paying on the loan for five years, it is probably not a good idea.
Vacation financing is an area that you can really get in trouble with and you end up with nothing tangible to show for it. Sure, memories are priceless but you can’t sell memories to pay off the loan.
Mountain Bikes
It’s just a bike why finance it?
Because a quality mountain bike is very expensive. Sure, you can pick up a cheap one from the chain store but it won’t performa and it will not last. A good bike will cost thousands which makes bike loans a real option.
To secure a bike loan, simply hit the local bike store and ask about financing. You can often find deals with low APR periods.
If that does not work, there is always the personal loan route. That would give you cash and allow you to by from any store or even from private sellers.
Their Bodies
Yep, as you might have guessed plastic surgery is also a big thing to finance. With procedures costing well over $5000, it is a no brainer.
Without financing, many people could not afford to get plastic surgery. For some, this might be a good thing but there are many good uses for surgical enhancement. It can give people confidence and let them feel more comfortable about themselves.
Now, how do you get financing. Most surgical centers will have information or you can look into getting a personal loan with just about any bank.
Wrapping Up
As you can see, you can pretty much finance anything that you want. Whether you should finance these things is your decision. If you are considering a loan for something non essential like the things above, be sure to consider the total cost of the loans. Make sure the cost is worth it.
