Why An Online Quote From Loan Monkey?
An easy question to answer. We give you lots of reasons to get your quote right here online.
- Fill out one payday loan form and you are done.
With other websites, if you are denied, you need to find another website and start the whole process all over again. With us, you fill out one quote form and your information will be sent to our network of lenders. If a lender does not want to offer you a loan, it goes to the next one until one is found that wants to work with you.
- The loans are discreet.
There is no need to put your financial situation out there. Fill out your quote form from the privacy of your own home. Nobody has to see you go into that payday loan store when you fill out a quote with us online.
- Get your money quickly.
If approved, your money can be in your checking account as soon as the next business day. Rest easy tonight knowing that the money that you need is on its way to you.
- Full disclosure of loan terms.
Once approved, your lender will send you information about your loan terms. Be sure to read all of the terms so that you know what kind of financial obligation you are making. Never blindly sign a loan contract, all of the information will be give to you to read.
- It is quick and easy.
The form is short and it takes only a few minutes to complete. Once it has been completed, you will get a decision very quickly. This is the fastest loan approval you can get.
- Same Day Approval
You will get your approval in minutes, not days. Why not get started and fill out your short quote form.
- All Loan Amounts Available
The most common loan amount is $200 but you can get anywhere from $100 to $1000, depending on your state. You could also choose to get a quote for an installment loan and get even more.
Are No Credit Check Loans Available Online?
Some companies like to advertise this but it does not really exist. Every loan provider must do some sort of check on a borrower. If they did not, how would they know that the person really exists.
What lenders in the payday lending market do though is often use alternative credit reporting services. They may not use the big three credit bureaus and if they find anything negative, it does not necessarily rule out a candidate.
If somebody had perfect credit, a payday loan would probably not be their first choice. This means that all credit, even bad credit is considered. In addition, because credit is looked at on a limited basis, same day approval is available. Most applicants can be approved for a payday loan online in minutes.
What About Instant Approval Loans?
Instant, no. Fast, yes. The approval time, after you fill out an application is just a matter of minutes.
This is once again, one of those things that is advertised but is not true. In any case, does it really hurt to wait a few minutes. Waiting a couple minutes is almost as good as an instant approval.
So, you can still get the loan approval incredibly fast. This means that you can get on to handling your emergency situation. In fact, in the time that it took for you to read this article down to this point, you could have probably received an online approval.
Should I Choose A Payday Advance Near Me?
If you are looking for an online provider, it does not matter if they are across town or across the country.
Everything will be handled just as quick, no matter where the lender is located. The lenders in our network are located all over the country, not just near you. They still can get you approval in minutes, in many cases. In addition, they can get the money to you fast, as soon as the next business day.
More Reasons For Online Payday Advances
You do everything online, so why not get the payday loan or cash advance that you need online. The days of driving to a brick and mortar retail store are over. You shop for presents online, order food online, pay bills online, why should you not get your loans online as well.
In addition, getting a loan quote online gives you more time to think about what you are doing without any pressure of a face to face meeting. Your computer will not pressure you to accept a loan. Your computer will not intimidate you. All your computer can do is give you the facts so that you can make a rational and unemotional decision about your finances.
Responsible Use Of Online Payday Loans
You must remember that payday loans, online or not, are not to be used for long term financial solutions. They are designed to get you by until your next payday and are therefore not a great solution for long term needs. Consumers should use caution and read all of the details of their loan contract before proceeding with a loan.
So what can you use your loan for and what should you use it for? You have the right to use your loan for whatever you want because it is your money. However, it is in your best interest to only use the money from one of these online loans to pay for emergencies and bills that can not be put off. If you can do without something, do without it instead of taking out one of these high interest loans.
Do use your loan to pay for emergency medical bills or for car repairs that need to be done immediately.
Do Not use your loan to pay for luxury items, concert tickets, entertainment, etc.