Let’s Get Your Offer
You need an answer and you need it now, so let’s get you your loan offer. Just enter some basic information in the quote form below and you will be on your way. There is no commitment and everything is secure for your protection.
Getting Loans With Bad Credit
Yes, you may be able to get a loan with bad credit. We can not guarantee you approval since we are not a direct lender but we make it easy for you in every way. Here are the ways that we help you get money when you need it, in this case you need 3500 dollars now.
First off, we give you access to one of the largest loan networks on the internet. This is key. Many people feel that going with a single direct lender is the best way to get an approval but they are wrong. If you deal with just one lender, you have to be what they want you to be. If you have fair credit or poor credit do not meet their set of requirements, you get denied and that is it.
With a lender network, there are all kinds of lenders possibly available to you. You fill out one simple form and your information will go from lender to lender until one is found that wishes to make you an offer. Sounds like it would take awhile, but it is all automated and takes place very quickly. You will usually get an answer in less than a few minutes.
Second, we keep things as secure as possible for you. Your information should always be kept as private as possible. Look in the address bar at the top of the page. That little lock in the corner means that the website is secure.
In addition, the quote form uses 256 Bit SSL protection. Everything is kept secure to protect you as much as possible.
Lastly, we make everything as fast as possible which is important when something is needed badly. The loan network runs as smoothly as possible but we do other things to help you get the answer that you need fast. Speed can be seen in both our website and the hosting that we use. Our site is rated A+ for speed which is important. It means that you will not be dealing with a website that hangs on you. Nothing worse than getting halfway through a quote and having the website speed up.
It also means that the website is very mobile friendly which is important. Not all loan sites are mobile friendly and chances are good that you, like most people, are doing all of this by phone. We make that work for you.
Making Your Decision
Before deciding to take a loan, you need to think carefully. Borrowing $3500 is a serious matter and it can severely affect your budget for a ver long time. Here are some things to think about.
First, is the loan worth it? By this I mean is the cost of the credit worth it. Take a look at how much it will cost you if you carry the loan to full term. Look at the total of all the payments and any fees associated with the loan. That will give you the total cost. If this is worth it, accept the loan. If it higher than you would like and you can do without the money, perhaps it would be best to pass on the loan.
Next, do you have any other sources of money? Loans are nice and convenient but they may not be the only way that you can get the money that you need. Consider other sources before you commit.
- Can You Borrow From Family or Friends?
This is the free source of 3500 dollars that you can use if you want to avoid a loan. You have to be careful with money and family/friends but you might be able to make it work. The key to it is getting everything in writing. Most people fail to do this but it helps to keep memories fresh. Write up a simple contract saying how much is borrowed, how much is to be paid back and how quickly it is to be repaid.
- Can You Sell Something?
$3500 is a lot of money to come up with but you might have a major item like a boat or four wheeler that you could sell. If not, any bit of money that you can raise will limit how much you have to borrow. The less you borrow, the less you have to pay back in fees and interest. Can you sell a laptop for up to 500 dollars? That is $500 that you would not have to pay interest on.
- Can You Do Without?
One last thing to consider is if you really need the money. If it is to be used to pay for an emergency, that is one thing. If it is to be used to go on a vacation or buy a luxury item, that is another. If the cost of credit is high and you can do without the money, you should probably pass on the loan.
Wrapping Everything Up
If you would like a $3500 loan, we would be more than happy to help you by giving you access to one of the largest loan networks on the internet.
We urge you to make your decision the right way though. Get your free quote but then decide if the money is worth the cost. Many times it is but other times it is best to do without. Financial discipline is key to keeping your budget healthy.