A person who needs $2200 standing in a field.

Need $2200

Are you scratching your head right now trying to figure out how to get 1200 dollars? If so, we have your solution. At Loan Monkey, we can help you get a quote from a lender in minutes. Even if you have bad credit, you may be able to get a loan offer for the money that you need. In any case, it takes little time and there is no obligation on your part. Why not get your offer now?

Let’s Get Started!

Infographic on how to get a 2200 dolalr loan

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About Installment Loans

An installment or personal loan is a great way to get money that you need and you may qualify, even if you have bad credit. Is an installment loan for you though? Let’s look at how the process works and how Loan Monkey can help you out.

Getting Your Quote

It all begins when you fill out the very short loan quote form at the top of the page. Doing so will get you access to a large network of lenders and one of them may be willing to make you an offer. We ourselves are not lenders and this is a good thing for you.

With direct lenders, you have to be what they are looking for. If you do not meet all of their qualifications, you will be denied. You then have to start from scratch with someone else. That is not only frustrating but it wastes a lot of time.

With a loan network, there are many more lenders and all of them will have their own sets of requirements. If you have bad credit, it gives you more chances of getting an offer from one of them.

Sound good? Great. So, why not take a look at the quote process.

  • Fill In Your Information
    You, of course, need to start it all off by entering your information into the quote form at the top of the page. The form and the website are secure for your protection.
  • Review Your Information
    When applying for something like a 2200 dollar loan, it is best to proofread your info before submitting. This will prevent any funding delays should you accept a loan.
  • Submit Your Request
    Submit your request to the network and off it goes.
  • Review Your Offer
    If approved, you will receive a loan offer from a single lender. You can then review your offer and decide if it works for your situation
  • Accept Your Money
    If you like your $2200 loan offer, you can accept it and you could have your money as soon as the next bank business day.

That is it. It could not be any easier. From broke to being 2200 dollars richer in a matter of minutes.

Making Your Loan Payments

Before you accept your loan, you should give some thought to how you are going to pay your money back. Just because a lender decided that you can afford a loan does not mean that you really can.

First, you need to fit the 2200 dollar loan payment into your budget and see how it fits. If you do not have a budget, now is the time to make one. It does not have to be anything fancy, just write down all of your bills and expenses. Include set amounts of money for things like food, entertainment and gas as well.

When you are done, insert the loan payment and see if it works. If it does not, you have three options. You can make more money, cut you expenses or turn down the loan. Let’s look at these choices.

  • Making More Money
    Sounds harder than it is. Your installment payment on $2200 is probably not too out of line and you probably do not need to make too much extra cash to pay for it. There are lots of ways to make a quick $400 a month in extra money and only work a few hours a week. Look at services like Lyft and Uber for example. Also look for part time work at places like Walmart or Target. Retailers are always looking for part time help.
  • Cutting Expenses
    Most budgets have fat that can be trimmed off of them to save a couple hundred dollars a month or more. This could simply mean cutting the cable or satellite service or it could take a little leg work like shopping for cheaper car insurance. You can also cut down on dinners out or entertainment until the 2200 dollars is paid back. Take a good hard look at that budget and see where you can make some improvements.
  • Turn Down The Loan
    If you can not make more money or cut expenses, you need to turn down the loan if it is not affordable. Accepting money that you know you can not pay back is a huge mistake. The needed funds are not just going to appear when the loan is due. Turning down a loan should be a particularly easy decision if the loan was for something non essential like a four wheeler purchase versus something important like rent or vehicle repairs.

Loan Choices

Before taking out a loan for $2200, you should do one final thing. You should look at your loan alternatives. There are usually other ways to get at least part of the money. The less you borrow, the less you will pay back in fees and interest. Let’s look at some possible choices.

  • Borrow From A Buddy
    Nobody likes to borrow money from a friend, but nothing beats a free loan. Even if it is for only $500, it is money that you do not have to pay interest on.
  • Sell Something
    Once again, you probably can not get all of the 2200 dollars that you need from selling property but anything helps. Every dollar you make will be money that you do not pay interest on.
  • Get A Side Hustle Going
    If you can wait on the money, a side hustle might be able to get you the money in a few months. Sell scrap metal, drive for a food delivery service, cut lawns on the side, etc. There are a lot of ways to make extra money.
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James Car is a finance, loan and budget expert based in the United States. After attending Brookhaven college, he went on to become a successful entrepreneur. He now enjoys writing articles that help people save and make the most of their money.