Get Your Loan Offer
We Can Help
Even if you have bad credit, we may be able to help you get an offer for the money that you so desperately need. We can do this because we get you access to one of the larger lending networks on the internet.
We ourselves are not lenders and do not make loan decisions and that . This is good thing for you. Instead, we get you access to a larger group that may be able to get it done for you, even with bad credit. More lenders means more chances of getting a yes.
So, now that you know how we can help you get your $18000 offer, let’s take a look at what the process is like. This is how you go about getting that offer today.
Fill In Your Info
First, you need to fill in your information on the quote form at the top of this page. You will start by entering how much you need, in this case, you need 18000 dollars right now.Then enter information on how you make your money, your contact information and your banking information. Banking information is needed because this is how your lender will get you the money.
If approved and you accept a loan, your lender will deposit cash directly into your checking account. This can happen as soon as the very next business day and once deposited, the money will be available for immediate use.
Submit Your Form
Once completed, simply submit the form to the network of lenders. If approved, you will then be given an offer from one of the lenders in this network. You will be directed to their individual website where you can review the offer for 18000 dollars and decide if you like it or not.
When you arrive at the lender website and see your offer, be sure to take your time. A loan is a serious matter and you need to make sure that you understand what you are getting and your responsibilities. Once you sign your loan contract, it is too late, so take the time now. If you do not understand something, ask your lender for clarification.
Make An Informed Decision
Once you have read and fully understand the loan offer, you can make your decision. If you like the offer, you can accept your loan and the lender will go about getting you the money you requested. If you do not like the $18000 offer, you can turn it down and just walk away. The quote is free and there is no obligation to simply get an offer.
Should you decide to accept the money, you can typically complete the whole process online. Then, your lender will begin the process of getting you your money. This can happen very quickly, as soon as the next business day in some cases.
Deciding On Your $18000 Loan
A loan is a big deal, especially when it is for a high dollar amount like 18000 dollars or more. Get your offer, but before you commit, take the time to think this one through. Here are some things that you should ask yourself.
Do I Need The Money?
You are here, applying for a loan so you think that you need the money but is this the truth. Maybe you really just want the money.
A loan is a serious matter and if you have bad credit, it is an expensive one as well. The worse your credit is, the more that you will pay in interest and/or fees.
You should only take out a bad credit loan if it is for something that you can not do without. If you have no vehicle and you need transportation to get to work, that is one thing. If you want the money to buy a pair of jet skis, that is another thing.
Do I Have Other Money Sources?
Granted, 18000 dollars is a lot of money, which means that you probably do not have a lot of other ways to get it. Having said that, could you secure part of the money elsewhere.
Do you have any property that you can sell or a relative that you can borrow from. Every dollar that you do not have to borrow is a dollar that you do not have to pay interest and/or fees on. It would be far better to need 15000 dollars than to need 18000 dollars.
Can I Afford The Loan?
Loans are expensive, especially high dollar ones. Make sure that you can afford to repay it.
When you get your offer, fit the loan payment into your budget and see how things look. Will you still have enough money to meet your other obligations. If not, you have three choices.
- Turn down the loan.
If you can not pay it back, you are putting yourself into a bind that could financially ruin you.
- Cut other expenses.
Can you eliminate other expenses to make the payment work. Eliminate cable, cut down on meals out of the home, etc.
- Make more money.
Add a side gig that gets you enough money to make the loan work for you and your budget.
Can I get a better deal?
Last, but not least, consider whether or not you can get a better offer on the money that you need. With a loan as high as 18000 dollars, it might not be a bad idea to get a second quote.
Another thing to consider is whether you can improve your offer by working on your credit. You might be able to pull your report and dispute some inaccuracies or get an instant 20 point credit boost from Experian. You might be surprised at how just a few points on your credit could change your loan offer.