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Once you get your approval, your lender will deposit your money directly into your bank account as soon as possible. This can be as fast as the next business day. It is not, this very second, but there are really very few ways to get money in hand in seconds. Loan approvals in seconds is a better option.
The great thing about installment loans is that you can get the money quickly and you have more time to pay for it than with a payday loan. You may get loan terms of 3 months, 6 months, 12 months or even longer.
Getting Money This Second
There are a lot of different ways to get money if you need it right now.
1) Get Money Now From A Pawn Shop
If you have some extra valuables lying around that you do not need, you can consider a pawn loan from your local pawn shop. All you need to do is bring your item in and they will appraise them and make you a cash offer. You get the money and a set amount of time to return and repay this loan plus fees. If you pay it back on time, you get your stuff back, if not, you lose it.
The great thing about a pawn loan is that you can walk out with cash in hand, in other words, money right now. The bad thing is that you only get a fraction of the value of your property. If you do not think that you will be able to repay the loan in the time allotted, your best option might be to sell your items outright.
2) Get Money From Cutting Bills
If I need money now, I like to cut bills whenever possible. A dollar saved is a dollar earned, so why not cut your expenses and then you will have extra money to put towards your other needs and/or wants.
First, if you do not have one, get a budget.
Bills To Cut
- Cut out unnecessary bills. Do you need to have satellite television or cable? Switch to a subscription service like HULU instead and save a lot of money in the process. You might even find that you watch less mindless television and become more productive with work and relationships.n
- Downgrade your internet speed to a manageable but cheaper level. A 5GB plan is usually sufficient for streaming live television so there is no need for that pricier albeit faster plan.
- Take your lunch to work and cut out the luxury drinks. Make your own coffee at home and carry it with you in a thermos instead of spending ten dollars on s single drink from that Seattle coffee shop
- Consider moving to a cheaper apartment or a more efficient one. You can save directly with rent money or by finding an apartment that costs the same but is newer, you could save on utilities.
- Refinance your vehicle. If you have made payments for some time, you might be able to get a better rate. Refinance to lower your payment by as much as $100.
There are literally dozens, if not hundreds of ways to save money. The benefits to this method of getting money this second are numerous since you will continue to save money each and every month. Negatives, there really are none.
3) Get Money From Friends or Family
Money and friends rarely mix but desperate times call for desperate measures. If you need money bad, call a friend or family member up and you can probably get your money in a matter of seconds. Just be sure to pay the person back as soon as possible.
The pro of getting money this way is that you can get it quickly and it will probably be free of extra charges. Nothing beats a free loan and without the interest payments, you could get your finances back in order quickly.
The con is that you can risk making an enemy of your friend or close family member. To avoid this, pay it back just as soon as you get paid again. It is easy for feelings to get hurt in these situations if they feel that they are being taken advantage of.
4) Get A Loan Online
Getting a personal loan online is easier than you might thinks. We can even help you get a quote when you use the form above.
The good thing about getting a loan online is that you can get an answer in seconds. Know that you have money on the way so that you can be assured that your emergency is handled.
There is no obligation for just getting an offer, so why not see what you can get.
5) Get Money From Craigslist
Craigslist can be a gold mine if you need money today. The obvious way is by selling something of value. An easy free listing with a competitively priced product can go a long way to getting you the money that you need right now.
Another way to use Craigslist is to look for a job. There are lots of jobs or gigs that are for just one day or even a few hours and pay cash at the end.
Finally, if you have a bit of time, you can always buy and sell on this website. There are deals to be had every day. You can buy cheap and then resell it on eBay or wait a couple of days and resell it on Craigslist.
6) Get Money From One of Our Lenders
Still one of the best options around is a fast cash advance loan. You can get the money that you need from one of our lenders and get your approval in just seconds. Get started right away by visiting our quote page where people can get a bad credit loan. It takes just a few minutes, there is no obligation and approval is much easier than with traditional lending.
The advantage to this method is that you will get your answer quickly. Even if you can not get cash in hand in seconds, just knowing that money on the way can be useful and stress reducing. The downside is that just like with any loan, there are fees to pay back. This means that you will have to budget to get your finances back on track. You will need to make sure that you can pay the loan back when it is due.
7) Get Money From Zelle
If you have a friend or family member who can loan you money but is not close, you can try a service like Zelle. With Zelle, they can simply send you money from their bank account to yours. It does not cost them any money and it does not cost you any money, your bank simply has to offer the service. If your bank has the service, it should be a part of their mobile app. If not, you can download the Zelle app yourself. Once you have it set up, the person giving you the money simply has to send it to your preferred phone number or email address. That is it, you will then instantly have the money that you need.
8) Get Money From Your Boss
If you need money right now, you might be able to get money from your boss. How? Easy, after all, you have probably already earned hundreds of dollars towards your next paycheck. Simply ask for an advance on your check. A lot of employers are doing this in an effort to keep their employees happy and to keep them away from high interest payday loans. In any case, it never hurts to ask.