Need $500 Now?
Need $500? Are you scratching your head as to how to get it? We can help with a secure online loan quote from our network of lenders. It takes just a few minutes and you are under no obligation. If approved you will be able to review your loan terms so that you can make a decision. Why not get started now.
The Quote Process
The process is simple. Fill out a short quote form with your information and click submit. Your information will be securely sent to a lender or lenders in the loan network and if approved, the lender will provide you with an offer. You will be able to review the offer and decide if it works for you. If you like it, accept the loan and your money will be wired directly into your account.
Questions About Cash Loans
- How long will it take to apply?
You can fill out your loan application in no time at all. The online loan form is short and you will get your decision very quickly. Once this happens, you will be given an opportunity to review your loan offer. If you accept it, your loan proceeds will be deposited right into your account, as soon as the next day.
- When do I pay the $500 loan back?
These are short term loans and are due to be repaid quickly. Most loans will need to be repaid in just two weeks. Refer to the details of your loan offer for more details or ask your specific lender directly.
- How much money can I take out?
Loans can be up to a thousand dollars, depending on which state you live in, but if you only need $500, just take out $500. The more that you borrow, the more fees that you will rack up and the harder it will be to repay the loan.
- What happens if I have another emergency?
You should only take out one loan at a time but if you need more time to pay the loan back, your lender may be able to extend the loan. Contact them as soon as you know but be aware that fees will apply. Do not take out another cash advance or payday loan while you still have an existing one. This is never a good idea and may even be against the law in your state.
- What can I do with my $500 loan?
Whatever you want, it is your money. We do however suggest that you only use payday advances for emergency expenses. Using them for fun money is a recipe for financial disaster.
More Ways To Get $500
You should always consider your options before taking out any loan. Here are some other possible sources of fast cash that you might consider.
- Ask friends or family.
Borrowing from friends can be risky but if you are courteous and pay back the loan quickly, it can work. A free loan with no fees can be nice so if this option is available, give it your consideration.
- Sell something.
Got an extra TV or game system laying around? Perhaps you can sell some things and save up $500. It might help you declutter your home as well. Consider Ebay and if you do, use the “buy now” option as this will allow you to get the money quicker than an auction. In addition if you send the money to your PayPal account, they now have an instant transfer function for a small fee.
- Get a credit card advance.
If you have a card with balance left, you can get a cash advance pretty easily. Check the fees, because these advances are usually charged at a higher interest rate than other balances.
- Cut back on expenses.
You might be able to save $500 just by cutting back on bills. Call your creditors and ask to skip payments or make interest only payments. Put your satellite, cable or home wifi service on hold. Bring sack lunches to work. Walk or take the bus to save on gas. You might be amazed at all the ways you can save.
What can you sell to make $500.
This can be difficult because you might not have a lot of items that you want to get rid of or can even afford to get rid of. Still, you might have a few of the items below and they might get you the money you need.
- Jewelry: This tops the list of disposable items that can bring big money .
- Electronics: Think computers, lcd televisions, iPads, high end phones, etc .
- Furniture: Only if you will not need to replace it. A bedroom or living room set could net you $500.
- Appliances: Refrigerators, washer dryer sets. These items are in high demand.