I Need $300 Now!
Did an emergency come up and you need $300 to pay for it? That’s life unfortunately but we have a solution. We can help you get a fast and free loan quote through our network of lenders. Why not take a minute to fill in your information and get a no obligation offer. It’s fast, free and easy.
So how does it work? Simple, you fill out one simple, short loan form and your information is sent to a lender or lenders for approval. If approved, your lender will provide you with information on the loan terms that you qualify for. If you like the terms, simply sign the loan contract online and your money will be sent to you as fast as the next business day.
Why $300 Cash Loans?
If you need a quick loan, there are a number of reasons to do everything online. Here are a few top reasons why people tend to apply for a loan online with our network of lenders.
- They fund fast.
Get a quote now and get your money quickly deposited directly into your checking account as soon as tomorrow or the next business day in some cases. Your lender may be able to get you your money as soon as the next business day.
- You get a decision quickly.
When you get a quote for one of these loans, you will typically know quickly whether you are approved for $300 or more. No waiting and wondering, most companies will give you an answer in minutes.
- They are convenient.
You can apply for a loan online from the comfort of your home. If approved and if you accept the loan, your money will go straight into your checking account.
- No embarrassment.
Nobody needs to know that you needed money and had to apply for a loan. You can do everything from the privacy of your home.
Emergency Loan Tips
Taking out a loan is a serious matter. Here are things that you should consider before signing that contract. Being an educated consumer can help you make the right decisions.
- Borrow only what you need right now.
You may qualify for more money but if you only need $300, just take that much. The more you borrow, the more you need to pay back and the more your fees will be.
- Payday loans are for short term emergencies. These loans are meant to be repaid quickly, within a few weeks in most cases. This means that they should not be used to meet long term financial needs.
- Consider alternative sources.
Have you exhausted other loan sources like friends and family? These may be embarrassing choices, but they are free and you could get the money fast, right now even. Just be careful to repay the loan as soon as you can and do not make any unnecessary purchases until the loan is repaid.
- Can you cut expenses instead?
Maybe you can do without fast food or dinners out. Bring your lunch instead. Do you have cable or satellite? You may be able to place your account on hold. Contact your creditors and see if you can pay interest only or even defer a payment.
More Ways To Get $300 By Tomorrow
- Employer Advance
Your work may be able to give you an advance of $300 on your paycheck. This is of no risk to them in most cases, because they will probably only loan you money that you have already earned.
Sell some things on Ebay and you may be able to come up with $300 in no time. One tip, when listing an item, use the BUY NOW option which will allow the person to buy and pay for the item immediately. This will be quicker for you than waiting for a 7 or 10 day auction to end.
If you have some family willing to put up some money, this is a great option. Get $300 without all of the fees associated with cash advances.
Have some high ticket items to sell locally. A TV or gaming system might just fetch $300. Be cautious of scams on Craigslist and if you do sell an item locally be sure to meet in a safe and secure location during daylight hours. Only accept cash.
How Much Will A $300 Loan Cost?
This will vary depending on the state that you live in. You might have $30 to $60 in fees to repay the loan but if you calculate it out to an APR, the rate could be 200%, 400% or even higher. Always read all of the details of your loan offer before you accept it. Your lender is required to give you all of the details of the loan and you should be careful to read all of the information before you accept it.
We ourselves are not direct lenders. We provide you access to a large network of lenders. If accepted, your lender will contact you with all of the information that you need to make a decision. If you do not understand something, be sure to contact your direct lender for clarification. Never sign a loan contract if you are unsure about the fees, terms and due dates.
Don’t Believe In “No Credit Check Loans”
Most lenders will require some sort of credit check. You might have heard of “no credit check loans” but they really do not exist. Who is going to loan someone money without at least some sort of credit check.
What is more likely is an alternative credit check rather than a $300 “no credit check loan”. Many creditors will use alternative credit verification instead of the normal three big bureaus that the major banks use.