Did an emergency come up and you need $300 to pay for it? Relax, there is a solution, you can just take out a little payday loan or cash advance. Sure the interest rates can be a bit high on these loans but they fund extremely quickly which is what you need. Besides, the fees associated with the loan may be less than the late fees and other charges that you might otherwise acquire. Let us help you see your options. Fill out our safe and secure quote form and see what kind of offer you get. You are under no obligation to accept the loan so why not see what you can get. Click here to get started.

Why $300 Payday Loans?

  1. They fund fast.
    Get a quote now and get your money quickly deposited directly into your checking account. Your lender may be able to get you your money as soon as the next business day.
  2. You get a decision quickly.
    When you get a quote for one of these loans, you will typically know quickly whether you are approved for $300 or more. No waiting and wondering, most companies will give you an answer in minutes.
  3. They are convenient.
    You can apply for a loan online from the comfort of your home. If approved and if you accept the loan, your money will go straight into your checking account.
  4. No embarrassment.
    Nobody needs to know that you needed money and had to apply for a loan. You can do everything from the privacy of your home.

Emergency Loan Tips

  1. Borrow only what you need.
    You may qualify for more money but if you only need $300, just take that much. The more you borrow, the more you need to pay back and the more your fees will be.
  2. Payday loans are for short term emergencies. These loans are meant to be repaid quickly, within a few weeks in most cases. This means that they should not be used to meet long term financial needs.
  3. Consider alternative sources.
    Have you exhausted other loan sources like friends and family? These may be embarrassing choices, but they are free. Just be careful to repay the loan as soon as you can and do not make any unnecessary purchases until the loan is repaid.
  4. Can you cut expenses instead?
    Maybe you can do without fast food or dinners out. Bring your lunch instead. Do you have cable or satellite? You may be able to place your account on hold. Contact your creditors and see if you can pay interest only or even defer a payment.

More Ways To Get $300

  1. $300 NowEmployer Advance
    Your work may be able to give you an advance of $300 on your paycheck. This is of no risk to them in most cases, because they will probably only loan you money that you have already earned.
  2. Ebay
    Sell some things on Ebay and you may be able to come up with $300 in no time.  One tip, when listing an item, use the BUY NOW option which will allow the person to buy and pay for the item immediately. This will be quicker for you than waiting for a 7 or 10 day auction to end.
  3. Family
    If you have some family willing to put up some money, this is a great option. Get $300 without all of the fees associated with cash advances.
  4. Craigslist
    Have some high ticket items to sell locally. A TV or gaming system might just fetch $300. Be cautious of scams on Craigslist and if you do sell an item locally be sure to meet in a safe and secure location during daylight hours. Only accept cash.

How Much Will A $300 Loan Cost?

This will vary depending on the state that you live in. You might have $30 to $60 in fees to repay the loan but if you calculate it out to an APR, the rate could be 200%, 400% or even higher. Always read all of the details of your loan offer before you accept it. Your lender is required to give you all of the details of the loan and you should be careful to read all of the information before you accept it.

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3 comments

  1. Donovan Hale says:

    Just need $300 because I’m behind on bills got sick for a bit so I couldn’t work as much, but I’m better now but still need a bump to catch up.

  2. Phil says:

    How can a bank or lender get those high interest rates. Usury?
    Seems like it should not be legal.

    1. james says:

      They are not exactly charging those interest rates. They are charging fees. Take the fee and the loan term and calculate it out and you get those interest rates.
      Keep in mind that these are high risk loans for lenders. Got to be a big profit in it for them to make it worth their while.

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