Do You Need $200 Right Now!
If an emergency has occurred and you find yourself in need of a short term loan, one great solution is a payday loan. There is no quicker and easier way to get the money that you need. Yes, the fees can be high on these loans but when compared to the cost of late fees, reconnect fees and other charges, they can actually save you money. Anyway, it does not hurt to get a quote. Why not fill out our short quote form so that you can get an idea of what your options are. It take just a minute and you are under no obligation unless you sign for your loan. If approved, lenders can get you your money fast. Click here to submit your information.
Why A $200 Cash Advance?
- You can get approved in minutes and get your money as soon as tomorrow. It is one of the easiest and fastest loan types.
- Know your loan decision quickly.
In most cases, it does not take long to get the decision about your loan. After you complete a short quote form you will know rather quickly if the loan has been approved.
- Better approval rates.
With our system, your chances of approval are better and it is faster. Your information is sent to lenders via a ping tree model. It securely keeps going from lender to lender until one is found that wants to work with you. It is much easier and faster than going from website to website looking for $200.
- They are convenient to get a quote for.
You can fill out a quote form for one of these loans anywhere that you have a computer.
- It’s private.
When you get a quote online, nobody but you and your computer need to know.
Quick Loan Tips
- Borrow only what you need to get by.
Resist the urge to borrow a little extra. The more you take out, the more you will have to pay back and the more fees you will pay. So, if you need just $200 take out only $200. Resist the urge to get a little extra money, just in case.
- Consider other sources of money.
If you can borrow from friends and family, it may be wise to do so. A free loan is always preferable. Check with your employer and see if they can advance you money on your paycheck.
- Cut back on other expenses.
Go cheap during the loan period to make sure that you will have money to pay back the loan when it is due. Cut back on all non essential expenses like meals out and entertainment. Check with creditors and see if you can skip or defer a payment. A lot of credit card companies will allow you to make interest only payments if your account is in good standing.
Other Ways To Get $200
Before pursuing a $200 cash advance or other loan, you might want to consider your alternatives. Alternatives that could save you a good deal of money. Here are some things to think about.
- Can you borrow from family?
If you can find a family member to loan you the money, you can save a lot of money in loan fees and you can probably take longer to pay back the loan. Just be sure to pay back the loan as soon as you can to avoid hurt feelings.
- Can you get an advance from work?
Many employers will allow you to borrow money from your next paycheck. It is no risk to them because you have already earned the money but it can be an additional payroll headache for them.
- Can you sell something?
Sometimes you just need to let something go. If you have something that you can sell quickly on Craigslist or eBay, this might be the best way to go about your business. You would have no loan fees and can get back to even quickly.
- Can you put off bills?
Some companies will allow you to skip a payment, move it to the end of your loan term or even pay an interest only payment. This could easily save you enough money to skip taking out a $200 loan. If you decide to go this route, act quickly. Most companies require you to be in good standing to use this option.
- Can you cut expenses?
Now might be the time to get rid of the cable or satellite subscription. It could also be a good time to shop for a cheaper insurance plan or perhaps a lower priced electric service. Basically, write down all of your expenses and see what you can get cheaper.
More About Loan Monkey
We are here to give you access to online loan quotes from the lender network of Leadsmarket or similar networks. Fill out a short loan form and a lender will review and possibly approve your application. Once approved for a $200 loan or more, you will get an opportunity to review your loan details before you accept the loan. You should make sure that you have read and understand all of the details of your loan before accepting it. We are not a direct lender so all questions should be directed to the lender funding your loan.
Before accepting your loan, you should familiarize yourself with all of the terms of the loan. In particular, pay attention to the due date and the fees being charged. Only sign for your loan if you understand all of the details and agree to them.
Payday loans and cash advances are meant for short term financial aid. They are not designed to be a long term financial solution. If you find yourself in need of advice, you should seek financial counseling.