How To Get Cash Fast
These are tried and true ways to get money now. Not all of them may be available to you, it depends on your situation. Regardless, you should be able to use one of the methods below to get the cash loan that you need.
1. Begin With An Online Loan Network
We can give you access to one of the largest networks of lenders on the internet. This network can help you get the money that you need and it is easier than you think. You just need to fill out one simple form and you will have your loan decision in a matter of minutes in most cases.
Here is how this loan works: Click on the amount of money that you need. Then fill out a little personal information like your name, address and your source of income. Finally, enter your bank information so that you can receive your money and submit. If approved, you can complete everything online in most cases and get your money as soon as the very next business day. This is how to get cash fast if you are really in a hurry.
Good and bad about this cash loan: The great thing about this type of loan is that it is easy to qualify for and it funds very quickly. Most of the time, you will have your money the next business day. The negative is that the fees can be quite high and the loan term is very short.
2. Get A Pawn Loan For Cash
In most parts of the country, there is a pawn shop within a 30 minute drive. All you need to do is take something of value in and get a cash loan. You can walk out with the money you need within minutes, if they want your item at least.
Here is how this loan works: You bring in an item of value, say a gold ring or a laptop computer. The pawn shop will value the item and then give you a fraction of that value as a loan. Expect to only get about a third of the value for it as a loan. The pawn shop will want to make a big profit it you default. You then have a set amount of days to pay back the loan and any fees and storage costs mentioned in the loan contract. If you default, they get to keep your stuff.
Good and bad about this cash loan: This cash loan has the advantage of funding the same day, in most cases. This is because you can walk in with an item and simply walk out with cash. The downside is that you risk losing your property and your loans are limited in amount. Because the pawn shop only gives you a small portion of the value of the item in cash, you can only get so much money. Most pawn loans are for around $100 in cash.
3. Get A Cash Loan From Family
If you have some family that trusts you, you might be able to get a nice interest free loan from them. This is how to get cash fast and you, of course, need no credit. You just need to be in good standing with your family.
Here is how this loan works: You ask a family member if you can borrow money and they look back at you with a raised eyebrow. If you have not burned this bridge in the past and your family member has money to spare, they will let you borrow the money. You can then take care of your emergency expense right away. Once you have money, you should pay back the loan just as soon as possible, maybe with a nice thank you card.
Good and bad about this cash loan: This is the only loan option with no fees which can easily help you get back on your feet quicker. It does potentially have a high cost though. If you default on a loan to your family, you can leave behind hurt feelings. These hurt feelings can haunt you for years.
4. Get A Car Title Loan For Cash
Have a car or truck that is completely paid for? That is all that you need to get a title loan. With this type of loan, you can walk in with your car title and leave with cold hard cash to pay for your emergency bills. It is a loan that is easy to qualify for because your car is the collateral.
Here is how this loan works: You locate your car or truck title and bring it into the Title Loan store. They will take a look at your vehicle and make you a loan offer. The offer will be for a fraction of the vehicles value. Just like with pawn shops, these folks want to make a huge profit if you default. You take your money and use it for your cash emergency. You then make payments on the cash loan until the principal and fees are paid back. If you default on this loan, they can and will repossess your vehicle, so be careful.
Good and bad about this cash loan: Like with pawn loans, these loans can get you cash in a big hurry. Most of the time, you will have your money in hand the same day. The thing you need to watch out for however is losing your vehicle. It is all too easy for the title loan company to take your vehicle if you default on a loan. What would happen to you if you lost your car and could no longer get to work?
5. Get A Cash Advance Loan From Your Credit Card
If you have a credit card in good standing with available credit, this might be a viable option for you. Expect to pay the highest interest that your credit card can charge. This is usually around 24.9%.
Here is how this loan works: You can get your cash advance in two ways. If your expense can be paid for with credit, simply use the card to make the purchase. This would be the best way to go about things because you would avoid the cash percentage rate. If you need cash, you can simply take your card to an ATM or a bank and withdraw cash from it. There is usually a limit to how much of your balance you can withdraw as cash, so check with your bank for details. You then pay back the loan with your regular credit card payments.
Good and bad about this cash loan: Besides a loan from family this cash loan probably has the lowest interest rate and fees of any of the loan choices. In addition, with a credit card loan, you will have a lot of time to pay it back. The only real problem with it is that there is a good chance that you do not have enough of a balance left on your card to take out a cash advance. No credit available, no loan.
How To Get Cash Fast
- Author Summary
This article goes over various ways to get cash fast. It includes how to get a loan and several other methods.