A woman working on her phone.

Getting Money With Your Phone

If you need money these days, you seldom have to look further than the phone in your hand. We do everything with our phones these days, in fact, you are probably reading this with your phone right now. So, if you need money, let’s take a look at some ways to get it with your cell phone.

You have a lot of options when it comes to getting money with that phone of yours. The one that you choose, will depend greatly on how soon you need the money. Let’s start with the fastest ways to get money and work down from there.

Get A Loan With Your Phone

This is the fastest way to get money using your cell and we can help. Just fill out one simple loan form and get a loan offer in a matter of minutes. If you like it, you can accept your offer and get money deposited directly into your bank account. Click here to get started with your offer.

So, how exactly does it work. Well, it is quite simple. Go to the form and then enter your basic information. Contact information, information about your income and banking info. The form information goes securely to the loan network and if approved, a lender will make you an offer.

If you decide to take that offer, the lender will go about getting you the money that you requested. In many cases, you can have the money deposited directly into your bank account, as soon as the next day. It can not get any easier.

The best thing about this option is that you can get an approval, even if you have bad credit. The lenders in out network are used to dealing with bad credit which makes it a lot easier to get an option.

Another great thing is that you can get access to a large amount of money, if needed. If you need 2000 dollars, you may be able to get it. That is not to say that you can not get smaller amounts though. If you only need 200 dollars, you may be able to get an offer for a small loan as well.

Use An App On Your Phone

There are a lot of apps that say you can make money using your phone but one that is guaranteed to get you cash is the Earnin app. If you need just a little money, it might be the way to go.

The way that the app works is that it credits you for money that you have already earned. It uses the GPS in your phone to tell when you are at work. The app then knows that you have made money and you can take a loan against it.

The best thing about this app is that it is free or nearly free. They do not charge a fee to borrow money but when you pay it back, they ask you to tip. Be careful because the suggested tip may approach the effective rate of a payday loan.

The downside to Earnin is that the money is limited. They say that you can eventually borrow more, but initially $100 is all that you can get.

Work With Your Phone

There are several ways to earn money on your phone if you have the time to wait. Whether you want to earn a full time income or just a few extra bucks, you can do so with your phone.

One way that people can earn a full time income is with Uber or Lyft. Get approved by one or both of these services and start driving to make money. The app will ping you when a riders are available and you can decide when you want to accept one. Accept and you pick up your rider and begin making money. The best thing about these apps is that you can work when and for how long you want. Very few other jobs lets you do that.

Another way to work with your phone is to simply do surveys. Will you make a full time income? No you will not, but you can make some nice extra money. If you need about $250 a month, taking online surveys can get you that with a little dedication. It is not a lot of money but since you can do these surveys whenever and wherever you want, it makes it an option to consider. Don’t set aside specific time to do the work, instead, use it when you have nothing else to do. Riding on the bus, take a survey. Watching television, take a survey.

Sell Something With Your Cell Phone

If you have a cellular phone with a data plan, you have everything that you need to sell property. You have access to a number of websites and applications that you can list your property on and you have a camera that you can use to take pics. As far as apps go, you have 5 mile, Letgo and even Craigslist has an app. Any one of these will allow you to make a sale if you have an item in demand.

If you decide to got his route, be sure to keep safety in mind. All of these apps will match you up with buyers whom you have never met. Since these will be strangers, you need to take precautions. Only accept cash and meet in a secure area during daylight hours.

Sell Your Cell

One final way to make money with your cell phone is to sell your cell. Hopefully this does not mean selling your only cell phone but even that could be an option in an emergency. If you desperately need cash, you have to do what you have to do. You can always sell your high end phone and switch to a cheaper model. Places like Gazelle allow you to sell you phone online and then simply mail it in. If you are lucky enough to live near an ecoATM, you can even get money for your phone the same day.

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James Car is a finance, loan and budget expert based in the United States. After attending Brookhaven college, he went on to become a successful entrepreneur. He now enjoys writing articles that help people save and make the most of their money.

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