5000 dollars with bad credit

Need $5000?

If you need 5000 dollars or more, we can help you. We can get you a quote for the money that you need in just a few minutes. There is no obligation and no cost to you, so why not see how much you can qualify for and with what terms. Let’s get going.

Let’s Get Started!

$5000 loan inforgraphic

Loan Links:
5000 Dollar Loan QuotesAbout Loan MonkeyGetting Your Approval

Why Get A Quote On Loan Monkey?

Easy, there are a lot of reasons to get a loan quote on our website. We try to make things easy for you in every way.

Here are just a few of the ways that we help you out at Loan Monkey

More Lenders

Some people mistakingly think that dealing with a direct lender is best. Not true, we do not charge you anything to use this website. So, it costs you no more to hit a lot of lenders at once. This saves you time.

Giving you access to more lenders will improve your approval chances. Having more available lenders is important if you have bad credit and are trying to get access to a large dollar loan like $5000.

With a direct lender, they have one set of needs that they are looking for. They want a certain credit score, a certain income, a certain time at your address, etc. If you do not meet that list of needs, your day is done.

With a network of lenders, you have all kinds of lenders with all sorts of requirements. If your information does not meet one set of lender needs, it moves n to the next lender. This keeps happening until you are matched with a lender that wants to make you a loan offer.

This sounds like something that would take a long time but it is all automated. It happens very quickly and very securely. Most quotes will get answers in just a matter of minutes.

Short Quote Form

There is nothing worse than spending hours filling out an application. It can just make you want to give up. As you can see, at the top of the page, our loan quote form is very short.

The quote simply asks for a bit of basic information about you and your income. It also asks for banking information so that your lender can deposit the money into your account. Don’t worry, all of your information is protected. Notice the lock in the address bar at the top of the page. It means you are on a secure website.

Fast Website

We care about the user experience at Loan Monkey. That is why we have streamlined our website. We have earned an A+ speed rating which improves your experience online.

Most website owners put speed aside and do not worry about it. This results in websites that stall or hang up, usually while you are in the middle of a quote. This can be aggravating and we never want our users to experience this.

Quick Loan Payments

If you need your money in a hurry, our lender network has some of the fastest funding lenders. If approved, you can have your money as soon as the next business day.

This is very helpful if you need your money to handle an emergency. Don’t wait a week or more for another lender to payout your personal loan.

Getting Approved For A Loan With Bad Credit

Your odds of approval for a 5000 dollar loan will vary depending on just how bad your credit is. Since we are not the lender, we can not guarantee that you will get approved but here are some things that can increase your chances of getting approved, even with bad credit.

Good Source of Income

Lenders are looking for a steady history of income. The income does not even need to be a job, it just needs to be steady. If you just started a job last month, for example, you would not be as appealing to a lender as someone who has been receiving a structured settlement for three years.

Income stability is the key as it tells the lender that you will, in fact, have the ability to pay back your loan.

Stable Address

If you move around a lot, you might not be as good of a risk for a lender. After all, a lender does not want to make a loan to someone that they can’t find in a few months.

After being in one location for two years or more, you really start earning some points for stability.

No Loan Defaults

Lenders know that you do not have perfect credit and sometimes they look at the types of bruises on your credit report.

If you have never defaulted on a personal loan, for example, you would be much more attractive to a lender than someone who has.

Good References

In some cases, your lender might ask for a list of references. This is important because it shows stability. The easier it is for a lender to find you, the better. And, the better your references are, the easier it will be to find you.


If you have questions, please feel free to contact us. Please note that we are not a direct lender. If you have received a loan from a lender after filling out a quote form here, you should contact the lender directly. That being said, here are some commonly asked questions.

  • How much can I get a quote for?
    If you are reading this page, you probably are looking for 5000 dollars and you can definitely apply for that much. You can actually get a quote for an amount up to $50,000 although it gets harder to be approved the more you ask for.
  • What can I use the money for?
    Anything you like, it is your money. Use it for a vacation, car repairs or even buy a puppy.
  • What credit score do I need?
    This will depend on your lender. There are lenders on our network that might require a 600 credit score and there are those that will accept a loan with a much lower score. That is the benefit of getting a quote from a lending network. More lenders to potentially get approved by no matter what your credit score is.
  • Can I get instant approval?
    Instant, not so much. Quick, absolutely. Fill out your loan quote form and get your answer in as little as a few minutes.
  • Is bad credit okay?
    Good credit is always better, but you may be able to get approved for a loan, even with bad credit.
Posted by

James Car is a finance, loan and budget expert based in the United States. After attending Brookhaven college, he went on to become a successful entrepreneur. He now enjoys writing articles that help people save and make the most of their money.

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