Get An Offer
It takes just a few minutes to get an offer from a lender. Just enter some basic information to get started. In minutes you can have your offer and start shopping for your new French Bulldog puppy.
What Is A Puppy Loan?
Obviously it is a loan for a puppy, right? Not necessarily, with our website, you can get a loan for more than just a new puppy.
What about vet fees, food, bedding and all of the little expenses that come up when you get a new puppy. These are additional expenses that you would have to come out of pocket for
When you get an offer from one of our lenders, it will be for cash. They deposit cash into your account and that affords you a number of advantages. Here are just a few of them.
You can shop as a cash buyer.
Most breeders do not want to deal with financing and why should they. These puppies sell very fast so they can stick to straight cash buyers. Since your lender would place cash directly into your bank account, this would make you a cash buyer as well.
Being a cash buyer will allow you to buy from any breeder that you want. It will also allow you to put down a deposit, if necessary, on a puppy that has not been born yet or that is not ready to leave its mom.
You can pay for other expenses.
A new puppy, especially a French Bulldog can be very expensive in other ways than just the cost. They will need bedding, food, boarding on occasion and regular vet bills.
Altogether, a new puppy can cost you in excess of 1000 dollars in the first year. Since your loan would be paid to you in cash, you can request enough money to cover all of these first year expenses.
You can avoid pet stores.
Traditionally, it has only been pet shops that have been offering financing. Not a good place to buy a puppy.
Even if you could find a Frenchie at a pet shop, which you probably could not, you have the whole ethical thing. Pet shops generally get their animals from mills that mass produce animals.
What you get is an animal that might start life emotionally scarred. In addition, mills generally do not attempt to breed carefully. Their purpose is to churn out as many animals as possible, not to breed out genetic disorders.
Getting Your Loan Offer
Now that you know what a puppy loan is with this website, let’s look at how to get one.
The first thing that you need to do is head up to the top of the page and fill out your quote form. It just takes some basic information so it will only take a minute or two to fill in.
On the form you will need to enter in how much you need. Be sure to factor in the cost of your puppy and any first year bills. If your puppy is going to cost three thousand dollars, you might want to request four thousand dollars if you want your first year expenses covered.
Once you finish your form, submit it to the network and wait for your answer. We ourselves are not direct lenders, we simply get you access to a large network of online lenders that may be able to get you approved, even if you have bad credit. More lenders equals more chances of getting a yes.
If approved for a loan, you will next be directed to the website of the one lender making you an offer. Accept the loan and you can have money in your account as soon as the next day. Turn it down and you can just walk away. There is no obligation to simply get a quote.
Should You Accept A Loan For Your Puppy
This is a decision that you must ultimately make yourself. Nobody knows your budget like you do. Even a lender can only get a brief view of your financial picture, so it is up to you to make a good choice. That said, here are some things to think about.
Can you afford the loan payments?
Once you have your offer, fit it into your budget and see how things stand. Can you afford to make the payments and pay the rest of your bills or will things be uncomfortably tight.
Remember, a French Bulldog is a luxury and not a necessity. There may even be surprise expenses along the way like emergency vet visits. Make sure that you have the extra money that you will need to deal with everything and live comfortably.
Is your puppy going to cost too much?
Your Frenchie is probably going to cost three grand or more to begin with. If the finance fees are going to add dramatically to that, you might be better off passing on the pooch.
This is once again a question that you need to answer. How much is too much is a question that everyone will have a different answer to. Get your offer and then decide.
Is there another way to get a puppy?
Last but not least, is there another way to get your puppy. Sure, if you want a pure bred puppy you are probably going to have to pay for it, but if you can deal with a more mature animal, you might be able to save big.
Perhaps a rescue French Bulldog might be the thing. That would allow you to own a dog of the breed you love while helping a dog in need. In addition, the dog would probably already be neutered or spayed and you might be able to avoid the whole house sitting thing.
So there you have it. A way to get your new puppy and some things that you should think about, especially if you have bad credit. So, get your offer and then weigh out the positives and negatives to accepting the loan before you commit.