Bad credit jewelry financing display case.

Bad Credit Jewelry Financing

If you are looking for a jewelry loan with bad credit, we may be able to help you. One of our lenders may be able to make you an offer on the financing that you need. It takes just a minute or two to fill out our quote form and there is no obligation at all. Start now and get a quick decision.

Let’s Get Started!

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Why Loan Monkey

Loan Monkey is not a direct lender and you should be glad about that, especially if you have bad credit. When you apply with a single direct lender, you are being judged by one company. If you do not fit what they are looking for, you get a denial and that is it.

With a loan network like the one we give you access to, things work differently. Your information will go from lender to lender until one is found that wishes to extend you an offer. If you do not have perfect credit, it is the easiest and fastest way to get an approval. Why fill out dozens of quote forms for jewelry financing when you can just fill out one and be done?

In addition, if you accept an offer, your money will go directly into your bank account. This frees you to shop at any store for the best deal. Also, knowing that you can buy something at any jewelry store gives you the power to negotiate on price. Save hundreds on that engagement ring, earrings, bracelet or whatever strikes your fancy.

To get the process started, simply fill out the quote form at the top. It will ask you for your name, address and a few other bits of basic information. Also, be sure to enter accurate banking information because that is how your lender will send you the money. When you are all set, simply hit the submit button and the process gets under way.

Your information will now travel from lender to lender until one is found that wants to make you an offer on bad credit jewelry financing. If an offer is made, you will have the chance to review all of the loan details before you accept your offer.

Make sure that you take a few minutes and learn about your offer. If there is anything that you are unsure about, contact your lender for clarification. It is important that you know exactly what you are agreeing to.

If an offer is accepted, your lender will go to work finalizing everything so that you can get your money just as soon as possible. In many cases, that is the very next business day. Keep in mind that weekends and bank holidays can slow this process down.

Once you have your money, you can use it immediately to buy the jewelry that you want. Go to any store that you like and get exactly what you want.

Other Ways To Get Jewelry

There are more ways to get jewelry than a loan, they just take a bit longer. If you are willing to wait though, it might be a good idea to just save the money. Avoid interest and fees and still get what you want in a reasonable time. It might take 3 months or it might take a year but you can do it and here are some ways to get it faster.

Get A Side Hustle

Everybody needs one, so maybe it is time to find another way to earn some money besides your regular job. Use the money to pay for your jewelry without financing and then keep the hustle going and keep earning. Here are some good places to start.

  • Drive in your spare time.
    Apps like Uber and Lyft make this easy to do. Simply log in when you want to work and log out when you are ready to stop, it is as easy as that. Make $20 to $30 an hour with this simple solution.
  • Open a side business.
    There are a lot of businesses that you can open with little to no capital. Cut lawns with the mower you already own, clean houses using the supplies you have on hand or pick up poop with just some trash bags and a scooper. Advertise your services for free even on places like Craigslist.
  • Do some retail work.
    The big chain stores pay far more than they used to. Make $11 to $13 an hour stocking shelves or filling pick up orders. These jobs fit into any schedule because of the extensive hours that these stores operate with. Some, like Walmart are even often open 24 hours a day.

Sell Something

This is often the easiest way to get what you want. Just sell what you have laying around that you do not use. Have a simple garage sale and you can get 500 dollars or more in a single weekend.

Don’t have anything to sell? Here is a little trick. Buy low and sell high on Craigslist. Just look for bargains and then lowball the seller. It won’t work all the time but often enough it will. Then just wait a few days and re-list the item for a higher price. You can repeatedly do this until you have the money you need. This can be a fun little past time if you like to haggle and can make you a good deal of money. Don’t forget to check the free section to see the things that people simply give away. Much of it could be sold.

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James Car is a finance, loan and budget expert based in the United States. After attending Brookhaven college, he went on to become a successful entrepreneur. He now enjoys writing articles that help people save and make the most of their money.