2 acorns representing a couple.

Are You On The Same Page

Budgeting and being financially responsible takes work and dedication. If you are in a relationship though, you might simply be spinning your wheels if your partner is not on board. So, how do you know that they are not on the same page as you? Here are some things that you can look for.

Signs Your Partner Is Cheating Financially

It can be very frustrating when you buckle down to save and you spend responsibly when your partner refuses to do the same. Do you think that your partner is not being as responsible as you? If so, there are some sure fire signs that you can spot. Here are a few of the top indicators that your partner is not being financially faithful.

1) You Lost Access To Accounts

As a couple, you are probably used to having access to the financial accounts of your partner. If you are trying to budget and all of a sudden they have changed passwords, they might be trying to keep their spending from you.

Another sign of this is if they stopped auto-saving their passwords on their computer or device. This might imply that they want to keep you out.

While it is not necessary to have direct access to all of your partners accounts, if you suddenly lost it, that’s a warning sign.

2) They Start Using Cash

If someone has always used credit cards or debit cards and they switch to cash, that can be a huge warning sign.

With credit and debit cards, spending habits are very easy to see. With cash, it is virtually impossible to tell where the money is going. That $200 withdrawal could have been used to pay a legit expense or to buy a new pair of sunglasses. Who is to say, unless they kept receipts, which is doubtful.

So, if you start seeing more cash withdrawals than is normal, you might question where that money is going.

3) They Do Not Want To Talk About Money

Are you more than willing to discuss your finances while your partner isn’t? That could be a sign that they are not being honest with you concerning how much they are spending.

Try bringing up the subject of money and see what happens. If the subject quickly gets changed, you might want to dig further into the situation.

4) New Credit Cards Start Appearing

If your partner has a spending problem, it is harder to hide if the money is coming out of their checking account. Instead, they might be charging up those credit cards and what happens when a card gets charged up? They open up new ones.

Keep an eye out for new cards or strange statements coming in the mail if you suspect your significant other is spending wildly.

5) New Stuff Keeps Appearing

The thing about spending is that you end up with a lot of stuff and that stuff has to go somewhere. A few items are easy to hide but $400 in new clothes…not so much.

Take a good luck at the wardrobe and what your partner is bringing in to your home, is it new? If so, you might investigate a bit.

Wrapping Up

If you suspect that your partner is not living up to their part of the deal when it comes to finances, tread carefully. It could be that they have a real spending problem or it could be that they just do not realize what you expect of them.

Take the time to sit down and have a calm conversation about your goals and see if you can come to an understanding.

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James Car is a finance, loan and budget expert based in the United States. After attending Brookhaven college, he went on to become a successful entrepreneur. He now enjoys writing articles that help people save and make the most of their money.