Lawn equipment is expensive. Just for the average suburban lawn, you can spend an easy 1000 dollars on some basic equipment. If you have a larger lawn, the entry price for a zero turn mower itself is around 3000 dollars. Yes, caring for your lawn is no cheap thing.
If you want to take out a loan for the lawn equipment you need, that is great. We can definitely help you with that. Just click the link at the top of the page to get a loan offer. A loan is not the only choice however. Consider your other options before you commit to an expensive loan to get the lawn equipment that you need. Here are some other possibilities that you can use to buy equipment with the money you have.
Buying Used
There is a risk reward factor to consider when buying used mechanical equipment.
The risk is that you buy something that ends up being complete junk. It is relatively easy for some one to fix up a piece of equipment well enough so that it runs well during a demonstration. You could end up getting it home only to learn that it doesn’t have much life left at all.
The potential reward however is huge and might make buying used worth the risk. You could end up buying your lawn equipment for pennies on the dollar. Why spend 500 dollars now on a new mower when you can get the same mower for under 200 dollars online.
The same can be said for just about any piece of lawn equipment. Zero turns that cost 3000 dollars new can be found for 1000. Trimmers can be had for just a few bucks and things like fertilizer spreaders are almost given away.
If this is the rout that you choose to take, take a look at Facebook Marketplace or Craigslist. My preference is the Facebook alternative because it seems to have more legit sellers, but use caution with whatever service you decide on.
Shopping Sales
If you want to buy new and still get a good price, you need to shop the sales. If this is your route, you need to act quickly.
Lawn equipment sales generally occur just before or at the end of the lawn cutting season. If you wait and try to buy it during the middle of the season, you will be paying much closer to full retail price.
The best time to buy lawn equipment is in the winter when the demand goes down. Retailers do not want to store lawn equipment because it takes up a lot of space. You can typically get your equipment for about 30 percent under normal retail. Pre season sales are good too, but not as much. Sale prices will usually save you about 10 percent over normal retail prices.
Buying The Right Equipment
People, especially men, tend to go for more power than they need. This can end up costing you big when it comes to lawn equipment and can cause you to take out financing when you do not really need it.
Instead of buying the biggest equipment that you can, buy what is appropriate for your lawn. If you have a small lawn, you have no need for a riding mower and could probably do without a gas trimmer. Instead, buy a typical push mower and an electric trimmer. Save a lot of money on the initial purchase and save every month on gas.
Not Buying Anything
Last, but not least, perhaps you should consider not buying the equipment at all. Sure, you need to keep that lawn cut but doing it yourself is not always the best solution.
Weigh the cost of the initial equipment purchase versus the cost of professional lawn care. If you are only going to be in your home for a short time, it might be cheaper to just pay someone to do it. If the cost of lawn care is 900 dollars for a year but it would cost the same to buy the equipment, it might be better to just pay someone.
Wrapping Up
A loan is a viable solution for affording lawn care equipment but it might not be the best solution for you. If you want a quote, we can help you get an offer but think about things before you pull the trigger. You might be better off financially by going another direction.
